Please note: Our Website is currently under re-construction and we are excited for you to see our new design. We have new events and services to share. Please visit us again soon. – dated Feb 9, 2021

Four Directions Development Corporation

In 2001, a small but inspired group of Penobscot tribal members set out upon a path that would lead to the creation of Four Directions Development Corporation (FDDC), one of the nation’s most successful Native American Community Development Financial Institutions (CDFI). Our co-founders believed that the key to creating vibrant, economically healthy Native communities in Maine was to broaden access to capital.

Structured as a nonprofit revolving loan pool and service provider, FDDC responds to the particular credit and information needs of tribal members, who often face systemic barriers to asset building. Collateral restrictions, strict underwriting standards, and other factors often prohibit tribal members from securing affordable financial capital. FDDC provides, either directly, or in partnership with other Maine agencies, specially designed programs to ensure that tribal members of all four Maine tribes – the Penobscot, Passamaquoddy, Micmac and Maliseet – are able to access and use capital resources effectively and efficiently.

Whether you are looking to buy a home, start a small business or for help with financial literacy and counseling, Four Directions Development Corporation can help. FDDC advocates for Native people and continues to create new paths to achieve economic and housing security. FDDC staff members bring these services directly to the five tribal reservation communities, and are also available for consultation via telephone and email.

HOME LOAN PURCHASE – DOWN PAYMENT ASSISTANCE funded by Wells Fargo Foundation:   

Eligible Applicants must be Low-Income Households @ 80% or below the current median household guidelines for the State of Maine. Approved applicants will be expected to complete a Homebuyer Education Workshop and enroll for Financial Capabilities Counseling prior to release of funds under this grant program.

“We are thrilled to help people in our (Maine) community obtain $5,000 toward home down payment assistance”.  Susan Hammond, Executive Director.  ~~~ Read more on our News and Events page: .


Our website is currently under review.  If you cannot find any information you need from a previous version, please contact our office at 207.866.6545.  Thank you for your patience.