Links

A set of User-Friendly Scenario Calculators are available at Federal Ginnie Mae’s: “Your Path to Homeownership” webpage.  Check-out the following calculators:

• Buying vs. Renting
• How Much Home Can You Afford?
• Mortgage Estimator 

Home Buyer Education Classes are offered state-wide by Maine hoMEworks’ approved agencies.  A current course schedule can be downloaded by going to hoMEworks and clicking on “Schedule of Classes.”

Other Resources:

The National Consumer Law Center (NCLC) is the nation’s consumer law expert, helping consumers, their advocates, and public policy makers use powerful and complex consumer laws on behalf of low-income and vulnerable Americans seeking economic justice.

• “BEWARE OF DEBT SETTLEMENT TRAP:  Consumer Groups Offer Debt-Strapped Consumers Advice on Getting Real Relief”

Federal Earned Income Tax Credit (EITC):  Learn more about EITC to see if your family may qualify.   

Federal Trade Commission (FTC): Within the FTC, The Bureau of Consumer Protection “works to protect consumers against unfair, deceptive, or fraudulent practices in the marketplace”.  The FTC publishes a numerous consumer financial education resources. Links to a sampling of the available topics include: 

• “Accessing Your Free Annual Credit Reports”
• “Your Rights: Credit Reporting”
• “Fair Debt Collection Practices Act Links”
• “Money Matters”